bond duration

Investor Facts: What Is Bond Duration?

Bond duration is the length of time it takes for a bond to pay back an investor. Think of a bond as a loan, similar to a mortgage. If the … Read more

Posted on December 7, 2017 by
take Social Security

Most Take Social Security Early. That’s A Mistake.

Fascinating data from the Center for Retirement Research at Boston College shows that most people — both men and women — take Social Security benefits at 62. That’s the earliest … Read more

Posted on December 2, 2017 by
capital gains

Investor Facts: What Is A Capital Gain?

A capital gain is a profit realized from the sale of an investment. Stock, bonds and other investments purchased at given price may be later sold at a higher price. … Read more

Posted on November 30, 2017 by
stock market decline

When Will The Stock Market Decline, Finally?

We’re in the second-longest bull market in history, the most durable run since 1929. A bull market by definition is a slippery concept. Some observers look for stock returns higher … Read more

Posted on November 24, 2017 by
basis point

Investor Facts: What Is A Basis Point?

A basis point is a mathematical term that means 1/100th of 1%. Basis points are a way to discuss hundredths of a percent. If you cut 1% into a hundred … Read more

Posted on November 24, 2017 by
enough savings to retire

How Much Is Enough Saving To Retire Well?

Retiring on time and with enough savings to live well is a truly important life goal. But how much is enough saving to retire? The number you hear bandied about … Read more

Posted on November 20, 2017 by
falling knife

Investor Facts: What Is A Falling Knife

A falling knife is investment that is falling rapidly in price. Investments such as stocks can be subject to unpredictable price swings. The breadth of those swings up and down … Read more

Posted on November 16, 2017 by
index investing

Index Investing Protects You From Yourself

What’s the greatest risk to your investments and, ultimately, your retirement: A market crash? Economic calamity? No, it’s selling your investments once a market crash is under way. The data … Read more

Posted on November 10, 2017 by
beta

Investor Facts: What Is Beta?

Beta is a measurement of an investment’s volatility compared to similar investments, such as a market index average. Investors and traders often talk about the “alpha” and the “beta” of … Read more

Posted on November 10, 2017 by
retire rich

The Only Way To Retire Rich Is To Save

One person has $1 million in the bank, the other doesn’t have $1,000. Who is richer? You might automatically say, “Well, the millionaire.” And that’s right — until you consider … Read more

Posted on November 7, 2017 by