tax withholding

Big Tax Refund? You’re Doing It Wrong

You probably know someone who calls a big tax refund a “government vacation fund,” getting back $4,000 to $5,000 every year in a federal tax refund and a smaller amount … Read more

Posted on February 5, 2018 by

5 Retirement Planning Mistakes To Avoid

Many people do their own retirement planning, which is fine. Yet most should at least consider hiring an advisor with planning experience. A small mistake can be corrected if caught … Read more

Posted on January 22, 2018 by

Track Your Spending For A Realistic Budget

Would you believe that for a large percentage of Americans the word “budget” isn’t a part of their active vocabulary? Indeed, the idea of a budget for many people is … Read more

Posted on January 12, 2018 by
retirement planning

4 Questions To Start Your Retirement Planning

Retirement planning is complex. There are many variables and uncertainties. This makes it hard to get started. One way to get started is to answer these four essential questions. Question … Read more

Posted on January 6, 2018 by
retirement investments

Your Retirement Investments Are Only Half The Equation

Retirement investors often focus on “the number,” with good reason. How much you have saved and invested over the years will determine your retirement lifestyle for sure. If you have … Read more

Posted on December 30, 2017 by
hire a financial advisor

Do You Need A Financial Advisor? How To Tell…

Saving for retirement is the easy part for most people, believe it or not. If you are in a job with a 401(k) or 403(b) retirement plan, your employer will … Read more

Posted on December 11, 2017 by
take Social Security

Most Take Social Security Early. That’s A Mistake.

Fascinating data from the Center for Retirement Research at Boston College shows that most people — both men and women — take Social Security benefits at 62. That’s the earliest … Read more

Posted on December 2, 2017 by
enough savings to retire

How Much Is Enough Saving To Retire Well?

Retiring on time and with enough savings to live well is a truly important life goal. But how much is enough saving to retire? The number you hear bandied about … Read more

Posted on November 20, 2017 by
retire rich

The Only Way To Retire Rich Is To Save

One person has $1 million in the bank, the other doesn’t have $1,000. Who is richer? You might automatically say, “Well, the millionaire.” And that’s right — until you consider … Read more

Posted on November 7, 2017 by
morningstar chart

Why Your Mutual Funds Are Buying ETFs Instead

New data from Morningstar, the mutual fund research firm, recently noted that mutual funds have increased their holdings of exchange-traded funds (ETFs) dramatically. How dramatic? In 2006, just 595 funds … Read more

Posted on April 21, 2017 by