volatility

Volatility Is A Good Thing, Seriously

Retirement investors want to grow their portfolios. They want that growth to come from steady capital appreciation — that is, higher stock prices. What they don’t want is “volatility,” the movement … Read more

Posted on August 28, 2015 by
investment

Never Overpay For An Investment

What’s the “right” amount to pay for an investment? Aren’t investments free or nearly so? You might be surprised to learn that what you pay for your investments can vary … Read more

Posted on August 19, 2015 by
risk

Investment Long Term With Less Risk

One of the most interesting words in the investing business is “risk.” It connotes danger, but also opportunity. And we misunderstand it at nearly every turn when saving for retirement. … Read more

Posted on August 14, 2015 by
sell an investment

When Is It Time To Sell An Investment?

If you read the financial press on any given day, you will find that most of the “news” revolves around specific investments. Is it time to buy China? Time to … Read more

Posted on July 31, 2015 by
stocks are flat

What To Do When Stocks Are Flat

Over the long run, stocks rise in value. That’s why investors own them. But what about those years when they just meander along? That’s what has been going on so … Read more

Posted on July 24, 2015 by
diversification

Diversification Protects Your Retirement

A lot of financial advisors like to talk about “insurance” for their clients’ investments. Often, however, this takes the unlikely form of highly risky counter-investments. For instance, an advisor might … Read more

Posted on July 10, 2015 by
index fund

How To Use An Index Fund For Retirement

The great thing about index funds is that they are “set it and forget it” investments. But does that make sense for a retirement plan? Absolutely, and for a number … Read more

Posted on July 2, 2015 by
stock market

Avoid Stock Market Impulse Shopping

We are, without a doubt, the most highly trained consumers in the history of the world. Sure, people have been buying and selling for centuries, but how many cultures before … Read more

Posted on May 28, 2015 by
time in the market

Time In The Market, Not Market Timing

A lot of small investors spend a lot of time — far too much — worrying about their investments. They buy concentrated positions in a few shining stars and then hope. … Read more

Posted on May 21, 2015 by
free lunch in investing

The Only Free Lunch In Investing

You’ve probably heard or read about all kinds of strategies that will make you rich investing. They go by many names, but they all follow the same basic idea: Zigging … Read more

Posted on May 14, 2015 by