Investing Basics: What Is Diversification?

You know the old proverb: “Don’t put all of your eggs in one basket.” Nobody every asks about the efficiency of multiple baskets for egg carrying, but there’s a reason … Read more

Posted on October 9, 2015 by
warren buffett

Market Drop: What Would Warren Buffett Do?

Investment advisors brace for these moments in the markets. The stock market erases the year’s gains. The phone starts ringing. It’s time to do some hand-holding. Which is fine. It’s … Read more

Posted on October 2, 2015 by
stock scandals

Stock Scandals Not Scary, If You Diversify

The headlines are enough to give any stock investor pause. Volkswagen’s CEO stepping down over emissions cheating, a crazy biotech startup raising drug prices 5,000%, Caterpillar flummoxed by the global … Read more

Posted on September 25, 2015 by
worry about the fed

Should You Worry About The Fed?

If you’ve been paying attention to the financial news, even in passing, you’ve probably heard a lot of chatter about the Federal Reserve, aka, “the Fed.” Your understanding of the … Read more

Posted on September 18, 2015 by
real return

Investing Basics: What Is Real Return?

Retirement investors are hit with a barrage of arcane terms, and among the most arcane is “real return.” What do we mean by “real” when it comes to money? Not … Read more

Posted on September 10, 2015 by
index funds

How Index Funds Handle Tough Markets

One criticism of index funds as a long-term investment tends to be a perverse kind of compliment. “You’ll never beat the market that way,” some say. Yes, that’s right. You won’t. … Read more

Posted on September 4, 2015 by

Volatility Is A Good Thing, Seriously

Retirement investors want to grow their portfolios. They want that growth to come from steady capital appreciation — that is, higher stock prices. What they don’t want is “volatility,” the movement … Read more

Posted on August 28, 2015 by

Never Overpay For An Investment

What’s the “right” amount to pay for an investment? Aren’t investments free or nearly so? You might be surprised to learn that what you pay for your investments can vary … Read more

Posted on August 19, 2015 by

Investment Long Term With Less Risk

One of the most interesting words in the investing business is “risk.” It connotes danger, but also opportunity. And we misunderstand it at nearly every turn when saving for retirement. … Read more

Posted on August 14, 2015 by
low fees

How Low Fees Drive Much Bigger Returns

You know the mantra: Low fees means money money for you. Every dollar counts. We usually like to spend less on things we consider ordinary. Who doesn’t love a store-brand … Read more

Posted on August 7, 2015 by