reduce taxes

Reduce Taxes Now, Reduce Taxes Later

Retirement savers often focus their energies on trying to outwit the markets. Yet that isn’t necessarily where they get the most bang for the buck in a long-term savings plan. Few investors … Read more

Posted on March 12, 2014 by
retirement income

Maximizing Retirement Income

One of the fundamental challenges of retirement is making the switch from retirement investor to retiree. That means shifting from stocks to income investments in timely and secure fashion. Easier said than done these days. The … Read more

Posted on March 3, 2014 by
retirement income

The Four Pillars of Your Retirement Income

A television commercial on the air these days asks people on the street (played by actors) a fairly direct retirement question: Will you outlive your money? It might seem impossible to answer. Who … Read more

Posted on February 28, 2014 by
traditional and roth iras

Choosing Between Traditional and Roth IRAs

Beginning savers and investors sometimes find the selection of retirement accounts confusing, and with good reason: 401(k)s, 403(b)s, IRAs, 529s, on and on. Then there are choice within choices. You can … Read more

Posted on February 26, 2014 by
401k investments

Best 401k Investments For Retirement Savers

Unless you work for a retirement investment firm or a very large company, chances are your options for 401k investments are limited. This is no accident. For many years, the reining logic among 401k plan … Read more

Posted on February 24, 2014 by
retirement

Retirement: How to ‘Set It And Forget It’

The polls are clear and dismaying. Just 13% of Americans are “very confident” in their retirement planning, while 38% are “somewhat confident,” the Employee Benefit Research Institute found in a 2013 poll. That means … Read more

Posted on February 19, 2014 by
saver

Why You Should Be A Long-Term Saver

Time is money, according to the business dictum. When it comes to retirement, it’s literally true. Most savers believe that their retirement will grow more if they save more, which … Read more

Posted on February 7, 2014 by
roth iras

Investing Basics: Traditional vs. Roth IRAs

One of the most confusing aspects of retirement saving is the proliferation of tax-deferred retirement accounts. There are specialized health and education accounts, individual retirement accounts of various flavors, then … Read more

Posted on February 5, 2014 by
best investments

Best Investments For Retirement Planning

People invest for many reasons. As a hobby, for their ego’s sake or to meet a medium-term goal, such as paying for college. All are reasonable choices, as far as that … Read more

Posted on January 22, 2014 by
free money

Get Free Money in Your 401(k) Plan

If you are a typical salaried or hourly full-time employee in the United States, you’ve probably heard about your 401(k) plan. Fifty-two million Americans use them. Such plans held $3.5 … Read more

Posted on January 17, 2014 by