target-date funds

What Is A Target-Date Fund? Investing Basics

Increasingly, workers trying to save for retirement in 401(k) plans are offered target-date funds. In some cases, such funds are automatically chosen for them, along with minimum contribution levels. Such … Read more

Posted on September 3, 2014 by
compound interest

Compound Interest: Grow Your Retirement Lily Pads

Compound interest is one of the trickier concepts in retirement investing. People profess to understand it but often fail to grasp the real investing power behind the math. It’s not as … Read more

Posted on August 20, 2014 by
traditional ira

What Is A Traditional IRA? Investing Basics

The short and sweet answer is that an IRA is an individual retirement account. What throws people, sometimes, is that an IRA is often better described by what it’s not. It’s not … Read more

Posted on August 18, 2014 by

How Rebalancing Puts Cash In Your Pockets

Most people understand pretty well how investing works, or at least they think they do. Buy low, sell high, right? And that’s true — over the long run of an … Read more

Posted on August 15, 2014 by
questions to ask your financial advisor

5 Questions To Ask Your Financial Advisor

Chances are, if you have a some money in the markets or in an IRA, you have a broker or, perhaps, a financial advisor. It’s probably someone assigned to you … Read more

Posted on August 13, 2014 by
retire with a million

How Ordinary People Retire With A Million Dollars

It’s something of a mythical number, $1 million. We use it decide who is “rich” and who is not. “Oh, they can afford that. They’re millionaires.” It’s only in the … Read more

Posted on August 11, 2014 by
investing cost

How Investing Cost Eats Half Of Your Gains

We all love a bargain, but a funny thing happens when we go to buy. Fear kicks in. What if the product or service we are considering falls short of … Read more

Posted on August 8, 2014 by
investment risk

Your Biggest Investment Risk Is You

It’s very easy, and very human, to seek to place blame for decisions that don’t work out. A thousand factors can influence outcomes, but we often discount the single biggest … Read more

Posted on August 4, 2014 by
retirement savers

5 Ways Retirement Savers Self-Sabotage

Retirement saving is hard work. There’s no two ways about it. You have to spend less and put away more, and that’s that. But we fail to save sufficiently year in and … Read more

Posted on July 28, 2014 by
top funds

Why You Should Ignore ‘Top Funds’ Lists

It’s a staple of the investment press: The “top funds” list. You see them on magazine covers and online, and they dazzle us with the potential for market-beating gains. Here’s a … Read more

Posted on July 25, 2014 by