Investor Facts: What Is Opportunity Cost?

Opportunity cost is the potential extra return from one investment compared to another, different investment. In business, managers must choose how to deploy capital in order to make a profit. Sometimes, they are … Read more

Posted on June 8, 2018 by

Investor Facts: What Is A Qualified Distribution?

A qualified distribution is money taken from a tax-advantaged account, such as an individual retirement account (IRA), workplace 401(k) or a college savings plan. People save money in tax-qualified accounts because they expect … Read more

Posted on June 1, 2018 by

Investor Facts: What Is A Mutual Fund?

A mutual fund is a collective form of investment that pools cash to buy and manage a portfolio of stocks, bonds or other assets. Broadly speaking, mutual funds exist to outsource … Read more

Posted on May 12, 2018 by

Investor Facts: What Is A Large-Cap Stock?

A large-cap stock is a stock issued by a company whose market capitalization is much larger than most of the companies traded on the same stock exchange. Large cap is … Read more

Posted on April 27, 2018 by

Understand Financial Adviser Fees Before You Commit

Hiring a financial adviser is not unlike going to buy a new car. Buy or lease? Bank or dealer financing? And just how is the dealership and the salesman getting … Read more

Posted on April 20, 2018 by
retirement income

Investor Facts: What Is Laddering?

Laddering is a method of investing that helps you earn some interest now while reducing the risk of missing higher rates later. Banks reward savers for choosing income investments with longer … Read more

Posted on April 13, 2018 by

Investor Facts: What Is An IRA Rollover?

An IRA rollover is the choice of taking money from your employer’s tax-deferred retirement plan, such as a 401(k) or 403(b), and reinvesting it into a personal individual retirement arrangement (IRA). Typically this … Read more

Posted on April 3, 2018 by
financial savvy

Investor Facts: What Is An Income Annuity?

An income annuity is a type of guaranteed investment that provides a steady stream of fixed income. Retirement means losing the regularity of work income. Retirement investments can generate steady … Read more

Posted on March 19, 2018 by
growth and income

Investor Facts: What Is Growth And Income?

Growth and income is a kind of stock mutual fund that combines both growth stocks and income stocks. A growth and income fund combines attributes of volatile, high-growth companies and steadier … Read more

Posted on March 9, 2018 by
financial literacy

Investing Basics: What Is Financial Literacy?

Financial literacy is a solid understanding of finance in ordinary life. Financial literacy can be as simple as grasping the value of a dollar as a youngster and as complex as … Read more

Posted on February 21, 2018 by