Investor Facts: What Is A Large-Cap Stock?

A large-cap stock is a stock issued by a company whose market capitalization is much larger than most of the companies traded on the same stock exchange. Large cap is … Read more

Posted on April 27, 2018 by

Understand Financial Adviser Fees Before You Commit

Hiring a financial adviser is not unlike going to buy a new car. Buy or lease? Bank or dealer financing? And just how is the dealership and the salesman getting … Read more

Posted on April 20, 2018 by
retirement income

Investor Facts: What Is Laddering?

Laddering is a method of investing that helps you earn some interest now while reducing the risk of missing higher rates later. Banks reward savers for choosing income investments with longer … Read more

Posted on April 13, 2018 by

Investor Facts: What Is An IRA Rollover?

An IRA rollover is the choice of taking money from your employer’s tax-deferred retirement plan, such as a 401(k) or 403(b), and reinvesting it into a personal individual retirement arrangement (IRA). Typically this … Read more

Posted on April 3, 2018 by
financial savvy

Investor Facts: What Is An Income Annuity?

An income annuity is a type of guaranteed investment that provides a steady stream of fixed income. Retirement means losing the regularity of work income. Retirement investments can generate steady … Read more

Posted on March 19, 2018 by
growth and income

Investor Facts: What Is Growth And Income?

Growth and income is a kind of stock mutual fund that combines both growth stocks and income stocks. A growth and income fund combines attributes of volatile, high-growth companies and steadier … Read more

Posted on March 9, 2018 by
financial literacy

Investing Basics: What Is Financial Literacy?

Financial literacy is a solid understanding of finance in ordinary life. Financial literacy can be as simple as grasping the value of a dollar as a youngster and as complex as … Read more

Posted on February 21, 2018 by
exchange traded fund

Investor Facts: What Is An Exchange-Traded Fund?

An exchange-traded fund (ETF) is an investment vehicle that tracks a specific investment index. ETFs often are compared to index funds, which also use baskets of investments such as stocks … Read more

Posted on February 2, 2018 by
vesting

Investor Basics: What Is Vesting?

Vesting is a company policy that specifies when an employee fully controls retirement plan contributions made to his or her account by the employer. Employers want to keep you as long as they can. As part of … Read more

Posted on January 19, 2018 by
annuity

Investor Facts: What Is An Annuity?

An annuity is a contract that takes in cash and then pays a fixed income stream to its holder for a set period of time. As retirement nears, the shift … Read more

Posted on January 12, 2018 by