Leverage is an investing term that describes the strategy of borrowing money to make an investment. Typically, this is done through a stock brokerage using what’s known as a margin … Read more →

Alpha is a finance term which means how much an investment returns in excess of the market as a whole. There are many ways to think about the market as … Read more →

An after-tax contribution is exactly what it sounds like: Money put into a retirement plan after the contributor has paid income taxes on that money. Most people make contributions that … Read more →

Withdrawal rate is amount of money one can withdraw monthly or annually from a retirement investment portfolio without running out of money. The money in a retirement portfolio is there … Read more →

Wealth management is the coordinated management of multiple areas of wealth, generally for a household or family unit. It often includes oversight of cash flow, risk management, investment management, taxation, … Read more →

Carrying debt, particularly high-interest debt such as on a credit-card, is no way to build a solid financial life. You must reduce debt quickly to even get started. The problem … Read more →

Treasury inflation-protected securities (TIPS) are a type of bond issued by the U.S. government that guarantee a return equal to at least the rate of inflation. Money invested in Treasury inflation-protected securities … Read more →

A tactical asset allocation is an investment strategy based on making timely changes in the amount, size and holding periods of a variety of securities. Most investors hold more than one … Read more →

Opportunity cost is the potential extra return from one investment compared to another, different investment. In business, managers must choose how to deploy capital in order to make a profit. Sometimes, they are … Read more →

A qualified distribution is money taken from a tax-advantaged account, such as an individual retirement account (IRA), workplace 401(k) or a college savings plan. People save money in tax-qualified accounts because they expect … Read more →