You’ve probably hard that you should save more. And you’re heard that the best way is to “pay yourself first.” Paying yourself first is actually the easy part. If you … Read more →

An annuity is a contract that takes in cash and then pays a fixed income stream to its holder for a set period of time. As retirement nears, the shift … Read more →

A joint account is an asset or account with more than one owner. For a variety of reasons, financial accounts might be owned by more than one person. Usually, this … Read more →

A real estate investment trust (REIT) type of security that holds real estate investments. Much the way a mutual fund holds shares of many companies, a real estate investment trust (REIT) owns real … Read more →

Actively managed funds buy and sell investments rather than buy and hold them. Investors typically compare a mutual fund’s performance against the return of the entire stock market. In an … Read more →

There are millions of things to know about finances and investing, literally thousands of pages of law, math and history. Yet an amazing 70% of Americans can’t answer three questions … Read more →

A mid-cap stock is a stock issued by a company defined as medium-sized, as opposed to large or small. For investors, company size is not about sales, number of employees … Read more →

Interest income is periodic cash paid by borrowers to depositors or investors. Interest is money paid by a bank to a depositor. Anyone who holds cash in a bank savings … Read more →

Earnings per share is a company’s profit in dollars divided by outstanding shares. Owning shares of a company is a way to invest directly in economic growth. Each shareholder is … Read more →

A stock is an investment in a corporation, usually traded on a public exchange. Companies must raise money to conduct business, make investments and otherwise finance growth. One way they … Read more →