HFOCX - Henderson Intl Opportunities C

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Henderson Intl Opportunities C (HFOCX)
Expense Ratio: 2.19%
Expected Lifetime Fees: $57,721.92

The Henderson Intl Opportunities C fund (HFOCX) is a Foreign Large Blend fund started on 8/31/2001 and has $2.30 billion in assets under management. The current manager has been running Henderson Intl Opportunities C since 9/20/2001. The fund is rated by Morningstar. In addition to trading fees and broker commissions, this fund has 12b-1 fees of 1.00%

MarketRiders Prefers The Following ETF

iShares MSCI EAFE Index (EFA)
Expense Ratio: 0.34%
Expected Lifetime Fees: $10,846.80

The iShares MSCI EAFE Index (EFA) is an Exchange Traded Fund. It is a "basket" of securities that index the Foreign Large Blend investment strategy and is an alternative to a Foreign Large Blend mutual fund. Fees are very low compared to a comparable mutual fund like Henderson Intl Opportunities C because computers automatically manage the stocks.

The Following Foreign Large Blend Funds Have Lower Fees Than Henderson Intl Opportunities C (HFOCX). Why are these metrics important?
Mutual Fund Name Ticker Symbol Turnover Assets (M) Annual Fees
Aberdeen International Equity Instl GIGIX 22.2% 750 1.10%
Aberdeen Intl Equity A GIGAX 22.2% 750 1.43%
Aberdeen Intl Equity C GIGCX 22.2% 750 2.10%
Aberdeen Intl Equity I/S GIGSX 22.2% 750 1.23%
Aberdeen Intl Equity R GIRRX 22.2% 750 1.61%
AllianceBern International A AIZAX 62.0% 1,400 1.69%
AllianceBern International A AIZSZ 62.0% 1,400 1.69%
AllianceBern Tax-Managed Intl A ABXSZ 61.0% 3,300 2.02%
American Beacon Intl Eq Index Inst AIIIX 6.0% 316 0.24%
American Funds EuroPacific Gr A AEPGX 24.0% 89,800 0.84%
American Funds EuroPacific Gr B AEGBX 24.0% 89,800 1.58%
American Funds EuroPacific Gr C AEPCX 24.0% 89,800 1.62%
American Funds EuroPacific Gr F-1 AEGFX 24.0% 89,800 0.86%
American Funds EuroPacific Gr F-2 AEPFX 24.0% 89,800 0.58%
American Funds EuroPacific Gr R1 RERAX 24.0% 89,800 1.61%
American Funds EuroPacific Gr R2 RERBX 24.0% 89,800 1.62%
American Funds EuroPacific Gr R3 RERCX 24.0% 89,800 1.14%
American Funds EuroPacific Gr R4 REREX 24.0% 89,800 0.85%
American Funds EuroPacific Gr R5 RERFX 24.0% 89,800 0.55%
American Funds EuroPacific Gr R6 RERGX 24.0% 89,800 0.50%
American Funds Intl Gr And Inc A IGG1Z 31.0% 4,700 0.89%
American Funds Intl Gr And Inc C IGH1Z 31.0% 4,700 1.73%
American Funds Intl Gr And Inc F-1 IGIFX 31.0% 4,700 0.94%
American Funds Intl Gr And Inc F-2 IGFFX 31.0% 4,700 0.71%
American Funds Intl Gr And Inc R1 RIGAX 31.0% 4,700 1.54%
American Funds Intl Gr And Inc R2 RIGBX 31.0% 4,700 1.77%
American Funds Intl Gr And Inc R3 RGICX 31.0% 4,700 1.27%
American Funds Intl Gr And Inc R4 RIGEX 31.0% 4,700 0.93%
American Funds Intl Gr And Inc R5 RIGFX 31.0% 4,700 0.67%
American Funds Intl Gr And Inc R6 RIGGX 31.0% 4,700 0.62%
Artio International Equity A BJBIX 41.0% 3,000 1.29%
Artio International Equity I JIEIX 41.0% 3,000 1.04%
Artio International Equity II A JETAX 51.0% 2,200 1.28%
Artio International Equity II I JETIX 51.0% 2,200 1.03%
Artisan International Fund Class Institutional APHIX 70.4% 8,500 0.99%
Artisan International Inv ARTIX 70.4% 8,500 1.22%
Artisan International Value Fund Class Institutional APHKX 30.9% 5,100 1.05%
Artisan International Value Investor ARTKX 30.9% 5,100 1.24%
BBH International Equity N BBHEX 13.0% 507 1.16%
Bernstein International Portfolio SIMTX 62.0% 1,400 1.18%
BlackRock International Index Instl MAIIX 6.0% 222 0.35%
BlackRock International Index Inv A MDISZ 6.0% 222 0.60%
BlackRock International Instl MAILX 154.0% 665 1.01%
BlackRock International Inv A MDBSZ 154.0% 665 1.39%
BlackRock International Inv A MDILX 154.0% 665 1.39%
BlackRock International Opp Instl BISIX 116.0% 1,600 1.27%
BlackRock International Opp Inv A BREAX 116.0% 1,600 1.55%
BlackRock International Opp Svc BRESX 116.0% 1,600 1.67%
BNY Mellon Intl Appreciation Inv MARIX 9.4% 124 0.95%
Calvert International Equity A CWVGX 49.0% 282 1.82%
Calvert International Equity I CWVIX 49.0% 282 1.09%
Columbia Multi-Advisor International Equity Fund Class R4 CMEFX 112.0% 1,100 1.19%
Columbia Multi-Advisor Intl Equity A NIIAX 112.0% 1,100 1.32%
Columbia Multi-Advisor Intl Equity B NIENX 112.0% 1,100 2.07%
Columbia Multi-Advisor Intl Equity C NITRX 112.0% 1,100 2.07%
Columbia Multi-Advisor Intl Equity Z NIEQX 112.0% 1,100 1.07%
DFA International Sustainability Core 1 DFSPX 13.0% 118 0.57%
DFA Large Cap International I DFALX 3.0% 1,700 0.30%
DFA T.A. World ex US Core Equity Instl DFTWX 5.0% 1,100 0.48%
Dodge & Cox International Stock DOCTZ 16.0% 34,200 0.64%
Dodge & Cox International Stock DODFX 16.0% 34,200 0.64%
Dreyfus Diversified Intl A DFPAX 16.2% 471 1.42%
Dreyfus Diversified Intl I DFPIX 16.2% 471 1.07%
Dreyfus Intl Stock Index DIISX 6.1% 412 0.60%
Dreyfus/Newton International Equity A NIEAX 63.3% 423 1.32%
Dreyfus/Newton International Equity I SNIEX 63.3% 423 1.05%
DWS EAFE Equity Index Inst BTAEX 6.0% 222 0.50%
DWS International A SUI1Z 202.0% 683 1.23%
DWS International A SUIAX 202.0% 683 1.23%
DWS International C SUICX 202.0% 683 2.01%
DWS International Inst SUIIX 202.0% 683 0.80%
DWS International S SCI1Z 202.0% 683 0.92%
DWS International S SCINX 202.0% 683 0.92%
Federated InterContinental A RIMAX 53.0% 498 1.49%
Federated InterContinental Instl ICFIX 53.0% 498 1.18%
Federated International Leaders A FGFAX 35.0% 403 1.51%
Federated International Leaders Fund Institutional Shares FGFLX 35.0% 403 1.26%
Fidelity Advisor Diversified Intl B FDIBX 48.0% 1,800 2.08%
Fidelity Advisor Diversified Intl C FADCX 48.0% 1,800 2.05%
Fidelity Advisor Diversified Intl I FDVIX 48.0% 1,800 0.99%
Fidelity Advisor Diversified Intl T FADIX 48.0% 1,800 1.55%
Fidelity Advisor Intl Discovery A FAIDX 75.0% 7,500 1.30%
Fidelity Advisor Intl Discovery C FCADX 75.0% 7,500 2.05%
Fidelity Advisor Intl Discovery I FIADX 75.0% 7,500 0.95%
Fidelity Advisor Intl Discovery T FTADX 75.0% 7,500 1.56%
Fidelity Advisor Overseas A FAOAX 44.0% 570 1.34%
Fidelity Advisor Overseas B FAOBX 44.0% 570 2.10%
Fidelity Advisor Overseas C FAOCX 44.0% 570 2.09%
Fidelity Advisor Overseas I FAOIX 44.0% 570 1.00%
Fidelity Advisor Overseas T FAERX 44.0% 570 1.52%
Fidelity Advisor Overseas T FAETZ 44.0% 570 1.52%
Fidelity Advisor Total Intl Equity A FTAEX 75.0% 265 1.45%
Fidelity Advisor Total Intl Equity I FTEIX 75.0% 265 1.20%
Fidelity Advisor Total Intl Equity T FTTEX 75.0% 265 1.70%
Fidelity Diversified International FDIVX 45.0% 20,500 0.90%
Fidelity International Discovery FIGRX 75.0% 7,500 0.97%
Fidelity Overseas FOSFX 77.0% 1,700 0.73%
Fidelity Spartan International Index Inv FSIIX 9.0% 7,600 0.20%
Fidelity Spartan Intl Idx Advtg FSIVX 9.0% 7,600 0.12%
Fidelity Total International Equity FTIEX 75.0% 265 1.20%
GE Instl International Equity Inv GIEIX 41.0% 2,000 0.56%
GE Instl International Equity Svc GIESX 41.0% 2,000 0.81%
Goldman Sachs Concentrated Intl Eq A GSIFX 135.0% 122 1.51%
Goldman Sachs Concentrated Intl Eq I GSIEX 135.0% 122 1.11%
Hancock Horizon Diversified Intl A HHDAX 9.0% 232 1.66%
Hancock Horizon Diversified Intl Instl HHDTX 9.0% 232 1.41%
Harbor International Adm HRINX 12.0% 31,400 1.03%
Harbor International Instl HAINX 12.0% 31,400 0.78%
Harbor International Inv HIINX 12.0% 31,400 1.15%
Harbor International Inv HIITZ 12.0% 31,400 1.15%
Hartford Intl Opportunities A IHOSZ 122.0% 485 1.30%
Hartford Intl Opportunities B HIOBX 122.0% 485 2.05%
Hartford Intl Opportunities C HIOCX 122.0% 485 2.04%
Hartford Intl Opportunities I IHOIX 122.0% 485 0.97%
Hartford Intl Opportunities R3 IHORX 122.0% 485 1.50%
Hartford Intl Opportunities R4 IHOSX 122.0% 485 1.20%
Hartford Intl Opportunities R5 IHOTX 122.0% 485 0.90%
Hartford Intl Opportunities Y HAOYX 122.0% 485 0.82%
Henderson Institutional Opportunities Fund Class I HFOIX 64.0% 2,300 1.19%
Henderson Intl Opportunities A HFOAX 64.0% 2,300 1.44%
Henderson Intl Opportunities R HFORX 64.0% 2,300 1.69%
HighMark International Opportunities A HIOAX 95.0% 180 1.42%
HighMark International Opportunities C HITCX 95.0% 180 2.12%
HighMark International Opportunities Fid HIOFX 95.0% 180 1.27%
HighMark International Opportunities M HIOMX 95.0% 180 1.12%
Huntington International Equity A HIEAX 39.0% 262 1.86%
Huntington International Equity Trust HIETX 39.0% 262 1.61%
Invesco International Allocation A AINAX 11.0% 165 1.54%
Invesco International Allocation Instl INAIX 11.0% 165 1.10%
Invesco International Allocation Y AINYX 11.0% 165 1.29%
Ivy International Core Equity A IVIAX 88.0% 1,300 1.46%
Ivy International Core Equity C IVIFX 88.0% 1,300 2.13%
Ivy International Core Equity I ICEIX 88.0% 1,300 1.08%
Ivy International Core Equity Y IVVYX 88.0% 1,300 1.34%
Ivy Managed Intl Opportunities Y IVTYX 8.0% 175 1.65%
Janus International Equity A JAIEX 77.0% 209 1.23%
Janus International Equity C JCIEX 77.0% 209 1.99%
Janus International Equity Fund Class T JAITX 77.0% 209 1.13%
Janus International Equity I JIIEX 77.0% 209 0.91%
Lazard International Equity Instl LZIEX 39.0% 101 1.03%
Lazard International Equity Open LZIOX 39.0% 101 1.33%
Lazard Intl Strategic Equity Instl LISIX 53.0% 624 0.88%
Lazard Intl Strategic Equity Open LISOX 53.0% 624 1.16%
Legg Mason Batterymarch Intl Eq C LMGEX 58.0% 245 2.05%
Legg Mason Batterymarch Intl Eq FI LGFEX 58.0% 245 1.34%
Legg Mason Batterymarch Intl Eq I LGIEX 58.0% 245 0.98%
Legg Mason Glbl Curr Intl All Cap Opp A SBIEX 33.0% 194 1.51%
Litman Gregory Masters International Fund Investor Class MNILX 127.1% 1,300 1.36%
Litman Gregory Masters Intl Instl MSILX 127.1% 1,300 1.11%
Longleaf Partners International LLINX 48.9% 1,300 1.37%
Lord Abbett Intl Core Equity A LICAX 62.0% 645 1.12%
Lord Abbett Intl Core Equity A LICSZ 62.0% 645 1.12%
Lord Abbett Intl Core Equity B LICBX 62.0% 645 1.77%
Lord Abbett Intl Core Equity C LICCX 62.0% 645 1.77%
Lord Abbett Intl Core Equity I LICYX 62.0% 645 0.77%
MainStay International Equity A MSESZ 80.0% 300 1.46%
MainStay International Equity I MSIIX 80.0% 300 1.21%
Manning & Napier International Series Class S Shares EXITX 7.0% 570 1.13%
Manning & Napier Overseas EXOSX 37.0% 1,600 0.75%
Manning & Napier World Opportunities A EXW1Z 52.0% 5,900 1.10%
Manning & Napier World Opportunities A EXWAX 52.0% 5,900 1.10%
McKee International Equity Instl MKIEX 10.0% 182 0.97%
MFS International Diversification Fund Class A MDIDX 6.0% 2,400 1.35%
MFS International Diversification Fund Class B MDIFX 6.0% 2,400 2.10%
MFS International Diversification Fund Class C MDIGX 6.0% 2,400 2.10%
MFS International Diversification Fund Class I MDIJX 6.0% 2,400 1.10%
MFS International Diversification Fund Class R3 MDIHX 6.0% 2,400 1.35%
MFS International Diversification Fund Class R4 MDITX 6.0% 2,400 1.10%
MFS Research International A MRSAX 43.0% 4,300 1.20%
MFS Research International I MRSIX 43.0% 4,300 0.95%
MFS Research International R2 MRSRX 43.0% 4,300 1.45%
MFS Research International R3 MRSHX 43.0% 4,300 1.20%
MFS Research International R4 MRSJX 43.0% 4,300 0.95%
Morgan Stanley Inst Act Intl Allc I MSACX 26.0% 285 0.90%
Morgan Stanley Inst International Eq I MSIQX 34.0% 3,800 0.95%
Morgan Stanley Inst International Eq P MIQBX 34.0% 3,800 1.20%
Morgan Stanley Intl Value Equity A IVQAX 29.0% 161 1.47%
Morgan Stanley Intl Value Equity B IVQBX 29.0% 161 1.46%
Morgan Stanley Intl Value Equity I IVQDX 29.0% 161 1.22%
Morgan Stanley Intl Value Equity W IVQWX 29.0% 161 1.57%
Neuberger Berman International Fund Class A NIRAX 45.0% 234 1.69%
Neuberger Berman International Inst I NBIIX 46.0% 395 0.85%
Neuberger Berman International Inv NBISX 45.0% 234 1.40%
Neuberger Berman International Tr NBITX 45.0% 234 1.70%
Neuberger Berman Intl Large Cap A NBNAX 54.0% 184 1.30%
Neuberger Berman Intl Large Cap Instl NILIX 54.0% 184 0.90%
Neuberger Berman Intl Large Cap R3 NBNRX 54.0% 184 1.51%
Neuberger Berman Intl Large Cap Tr NILTX 54.0% 184 1.25%
Northern International Equity NOIGX 37.7% 206 1.06%
Northern International Equity Index NOINX 30.6% 1,500 0.25%
Northern Multi-Manager Intl Equity NMIEX 70.8% 2,000 1.30%
Nuveen International A FAIAX 72.0% 104 1.43%
Nuveen International C FIACX 72.0% 104 2.18%
Nuveen International I FAICX 72.0% 104 1.18%
Nuveen International Select A ISACX 59.0% 455 1.46%
Nuveen Symphony International Equity I NSIEX 34.0% 974,600 1.12%
Oakmark International I OAKIX 45.0% 7,500 1.06%
Oakmark International II OARIX 45.0% 7,500 1.45%
Oppenheimer International Diversified A OIDAX 5.0% 1,800 1.34%
Oppenheimer International Diversified A OIDSZ 5.0% 1,800 1.34%
Oppenheimer International Diversified C OIDCX 5.0% 1,800 2.10%
Oppenheimer International Diversified N OIDNX 5.0% 1,800 1.70%
Oppenheimer International Diversified Y OIDYX 5.0% 1,800 1.07%
PIMCO International StocksPLUS TR Str A PIPTZ 896.0% 138 1.16%
PIMCO International StocksPLUS TR Str B PIPBX 896.0% 138 1.91%
PIMCO International StocksPLUS TR Str C PIPCX 896.0% 138 1.91%
PIMCO International StocksPLUS TR Str D PIPDX 896.0% 138 1.16%
PIMCO International StocksPLUS TR Str I PISIX 896.0% 138 0.76%
PIMCO Intl StkPLUS TR Strat (Unhedged) A PPUTZ 778.0% 834 1.04%
PIMCO Intl StkPLUS TR Strat (Unhedged) D PPUDX 778.0% 834 1.04%
PIMCO Intl StkPLUS TR Strat (Unhedged) I PSKIX 778.0% 834 0.64%
PIMCO Intl StkPLUS TR Strat (Unhedged) P PPLPX 778.0% 834 0.74%
Pioneer International Value A PIIFX 66.0% 266 1.45%
PNC International Equity I PIUIX 38.0% 310 1.24%
Praxis International Index A MPLAX 2.4% 106 1.73%
Praxis International Index I MPLIX 2.4% 106 0.86%
Principal Diversified Intl A PRWLX 75.7% 2,800 1.44%
Principal Diversified Intl C PDNCX 75.7% 2,800 2.08%
Principal Diversified Intl Inst PIIIX 75.7% 2,800 0.91%
Principal Diversified Intl R5 PINPX 75.7% 2,800 1.17%
Putnam International Equity A PIG3Z 80.0% 911 1.37%
Putnam International Equity B POVBX 80.0% 911 2.12%
Putnam International Equity C PIGCX 80.0% 911 2.12%
Putnam International Equity M POVMX 80.0% 911 1.87%
Putnam International Equity Y POVYX 80.0% 911 1.12%
Putnam International Growth A PINOX 121.0% 299 1.59%
Putnam International Growth M PINMX 121.0% 299 2.09%
Putnam International Growth Y PINYX 121.0% 299 1.34%
RidgeWorth Intl Equity Index A SIIIX 31.0% 289 1.03%
RidgeWorth Intl Equity Index I SIEIX 31.0% 289 0.77%
Russell International Developed Mkts A RLNAX 74.0% 4,000 1.24%
Russell International Developed Mkts C RLNCX 74.0% 4,000 1.99%
Russell International Developed Mkts E RIFEX 74.0% 4,000 1.20%
Russell International Developed Mkts I RICSZ 74.0% 4,000 0.91%
Russell International Developed Mkts I RINSX 74.0% 4,000 0.91%
Russell International Developed Mkts S RINTX 74.0% 4,000 0.99%
Russell International Developed Mkts S RINTZ 74.0% 4,000 0.99%
Schwab International Index SWISX 10.0% 1,200 0.19%
SEI Instl Intl Tr International Equity A SEITX 98.0% 1,600 1.27%
Sentinel International Equity A SWRLX 28.0% 128 1.43%
Sentinel International Equity I SIIEX 28.0% 128 1.05%
Sextant International SSIFX 7.0% 167 0.88%
T. Rowe Price International Eq Index PIEQX 30.0% 330 0.50%
T. Rowe Price Overseas Stock TROSX 16.7% 4,100 0.88%
T. Rowe Price Spectrum International PSILX 8.2% 628 0.96%
TIAA-CREF Enh Intl Eq Idx Inst TFIIX 92.0% 614 0.53%
TIAA-CREF International Eq Idx Instl TCIEX 6.0% 2,800 0.09%
TIAA-CREF International Eq Instl TIIEX 107.0% 2,300 0.53%
TIAA-CREF International Eq Retail TIERX 107.0% 2,300 0.90%
Transamerica International Equity Fund Class A TRWAX 16.0% 184 1.45%
Transamerica International Equity I TSWIX 16.0% 184 1.21%
Transamerica Multi-Manager Intl A IMNAX 13.0% 220 1.73%
Transamerica Multi-Manager Intl I TMUIX 13.0% 220 1.40%
Vanguard Developed Markets Index Instl VIDMX 5.0% 10,400 0.08%
Vanguard Developed Markets Index Inv VDMIX 5.0% 10,400 0.20%
Vanguard FTSE All-World ex-US Index Inst VFWSX 6.0% 12,000 0.13%
Vanguard FTSE All-World ex-US Index Inv VFWIX 6.0% 12,000 0.35%
Vanguard Tax-Managed Intl Adm VTMGX 5.0% 9,100 0.12%
Vanguard Tax-Managed Intl Instl VTMNX 5.0% 9,100 0.08%
Vanguard Total International Stock Index Fund Institutional Shares VTSNX 3.0% 63,100 0.13%
Vanguard Total International Stock Index Fund Signal Shares VTSGX 3.0% 63,100 0.18%
Vanguard Total Intl Stock Index Inv VGTSX 3.0% 63,100 0.22%
Wells Fargo Advantage Divers Intl A SILAX 53.0% 172 1.42%
Wells Fargo Advantage Divers Intl Adm WFIEX 53.0% 172 1.26%
Wells Fargo Advantage Divers Intl B SILBX 53.0% 172 2.17%
Wells Fargo Advantage Divers Intl C WFECX 53.0% 172 2.17%
Wells Fargo Advantage Divers Intl Inv WIEVX 53.0% 172 1.47%
Wells Fargo Advantage International Equity Fund Administrator Class WFEDX 44.0% 313 1.10%
Wells Fargo Advantage Intl Equity A WFEAX 44.0% 313 1.10%
Wells Fargo Advantage Intl Equity B WFF1Z 44.0% 313 1.85%
Wells Fargo Advantage Intl Equity C WFEFX 44.0% 313 1.85%
Wells Fargo Advantage Intl Equity I WFENX 44.0% 313 0.85%
Wilmington Multi-Manager Intl A GVIEX 98.0% 358 1.49%

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Why Are These Metrics Important?

Turnover represents how much of a mutual fund's holdings are changed over the course of a year through buying and selling. Active mutual funds have an average turnover rate of about 85%, meaning that funds are turning over nearly all of their holdings every year. A high turnover means you could make lower returns because: 1) buying and selling stocks costs money through commissions and spreads and 2) the fund will distribute yearly capital gains which increases your taxes. Look for funds with turnover rates below 50%. For comparison, ETF turnover rates average around 10% or lower.

Generally, smaller funds do better than larger ones. The more assets in a mutual fund, the lower the chance that it will beat its index. Managers outperform an index by choosing stocks that are undervalued. In order to find these undervalued stocks, the manager has to know more than his competitors to develop an "edge." There are only a finite number of stocks a mutual fund manager can reasonably analyze and actively track to gain such a competitive edge. When the fund has more assets, the manager must analyze large companies because he needs to take larger positions. Large companies are more efficiently priced in the market and it becomes increasingly difficult to get an edge.

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  5. upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
  6. upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;
  7. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas (such as shopping) that are designated for such purpose
  8. upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
  9. disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
  10. interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;
  11. intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York ETF Exchange, the American ETF Exchange or the NASDAQ, and any regulations having the force of law;
  12. provide material support or resources (or to conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;
  13. "stalk" or otherwise harass another; and/or
  14. collect or store personal data about other users in connection with the prohibited conduct and activities set forth in paragraphs a through m above.

You acknowledge that MarketRiders may or may not pre-screen Content, but that MarketRiders and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or move any Content that is available via the Service. Without limiting the foregoing, MarketRiders and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content.

You acknowledge, consent and agree that MarketRiders may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the TOS; (c) respond to claims that any Content violates the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of MarketRiders, its users and the public.

You understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

You understand that the Service and software embodied within the Service may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by MarketRiders and/or content providers who provide content to the Service. You may not attempt to override or circumvent any of the usage rules embedded into the Service. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Service, in whole or in part, is strictly prohibited.


When you register with MarketRiders, you acknowledge that in using MarketRiders services to send electronic communications (including but not limited to email, search queries, sending messages to MarketRiders blogs, Q and A, Research Library or MarketRiders Groups, uploading photos and files to MarketRiders Photos or Briefcase, and other Internet activities), you will be causing communications to be sent through MarketRiders's computer networks, portions of which are located in the United States and portions of which are located abroad. As a result, and also as a result of MarketRiders's network architecture and business practices and the nature of electronic communications, even communications that seem to be intrastate in nature can result in the transmission of interstate communications regardless of where you are physically located at the time of transmission. Accordingly, by agreeing to this Terms of Service, you acknowledge that use of the service results in interstate data transmissions.


Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.


MarketRiders does not claim ownership of Content you submit or make available for inclusion on the Service. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of the Service, you grant MarketRiders the following worldwide, royalty-free and non-exclusive license(s), as applicable:

  • With respect to Content you submit or make available for inclusion on publicly accessible areas of MarketRiders, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Service solely for the purposes of providing and promoting the specific MarketRiders to which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the Service and will terminate at the time you remove or MarketRiders removes such Content from the Service.
  • With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the Service other than MarketRiders, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Service solely for the purpose for which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the Service and will terminate at the time you remove or MarketRiders removes such Content from the Service.
  • With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the Service other than MarketRiders, the perpetual, irrevocable and fully sublicensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed.

"Publicly accessible" areas of the Service are those areas of the MarketRiders network of properties that are intended by MarketRiders to be available to the general public. By way of example, publicly accessible areas of the Service would include MarketRiders Message Boards and portions of MarketRiders that are open to both members and visitors.


You agree to indemnify and hold MarketRiders and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit or otherwise make available through the Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation of any rights of another.


You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Service (including your MarketRiders ID), use of the Service, or access to the Service.


You acknowledge that MarketRiders may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that messages, message board postings or other uploaded Content will be retained by the Service, the maximum number of messages that may be sent from or received by an account on the Service, the maximum size of any message that may be sent from or received by an account on the Service, the maximum disk space that will be allotted on MarketRiders's servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that MarketRiders has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. You acknowledge that MarketRiders reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that MarketRiders reserves the right to modify these general practices and limits from time to time.


MarketRiders reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that MarketRiders shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.


You agree that MarketRiders may, under certain circumstances and without prior notice, immediately terminate your MarketRiders account, any associated email address, and access to the Service. Cause for such termination shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) a request by you (self-initiated account deletions), (d) discontinuance or material modification to the Service (or any part thereof), (e) unexpected technical or security issues or problems, (f) extended periods of inactivity, (g) engagement by you in fraudulent or illegal activities, and/or (h) nonpayment of any fees owed by you in connection with the Services. Termination of your MarketRiders account includes (a) removal of access to all offerings within the Service, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of the Service. Further, you agree that all terminations for cause shall be made in MarketRiders's sole discretion and that MarketRiders shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the Service.


Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that MarketRiders shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service.


The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because MarketRiders has no control over such sites and resources, you acknowledge and agree that MarketRiders is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that MarketRiders shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.


You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by MarketRiders or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part.

MarketRiders grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on your personal computer(s); provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, nor to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by MarketRiders for use in accessing the Service.









If you intend to create or join any service, receive or request any news, messages, alerts or other information from the Service concerning companies, ETF quotes, investments or securities, please read the above Sections 17 and 18 again. They go doubly for you. In addition, for this type of information particularly, the phrase "Let the investor beware" is apt.


You agree that, except as otherwise expressly provided in this TOS, there shall be no third-party beneficiaries to this agreement.


MarketRiders may provide you with notices, including those regarding changes to the TOS, by email, regular mail or postings on the Service.


MarketRiders respects the intellectual property of others, and we ask our users to do the same. MarketRiders may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be repeat infringers. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide MarketRiders's with the following information:

  1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
  2. a description of the copyrighted work or other intellectual property that you claim has been infringed;
  3. a description of where the material that you claim is infringing is located on the site;
  4. your address, telephone number, and email address;
  5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
  6. a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

MarketRiders's contact info for claims of copyright or other intellectual property infringement is as follows:

1 McBride and Son Center Dr. Suite 288
Chesterfield, MO 63005
By email: .


Entire Agreement.
The TOS constitutes the entire agreement between you and MarketRiders and governs your use of the Service, superseding any prior agreements between you and MarketRiders with respect to the Service. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other MarketRiders services, affiliate services, third-party content or third-party software.

Choice of Law and Forum.
The TOS and the relationship between you and MarketRiders shall be governed by the laws of the State of California without regard to its conflict of law provisions. You and MarketRiders agree to submit to the personal and exclusive jurisdiction of the courts located within the county of San Mateo, California.

Waiver and Severability of Terms.
The failure of MarketRiders to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

No Right of Survivorship and Non-Transferability.
You agree that your MarketRiders account is non-transferable and any rights to your MarketRiders ID or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.

The section titles in the TOS are for convenience only and have no legal or contractual effect.


Please be advised that the answers provided by any member of the MarketRiders community represents his or own opinions, and that MarketRiders will not assess, verify or guarantee the suitability or profitability of any particular investment. You should not rely solely upon information provided on this page for purposes of transacting securities or other investments. You bear responsibility for your own investment research and decisions.

Please report any violations of the TOS to us via the contact form.

Privacy Policy

TRUSTe online privacy certification

Effective Date: March 30, 2016

MarketRiders shares your concern about the protection of your personal information online. This is our policy regarding the privacy of information we collect on our Web sites. This privacy policy applies to www.MarketRiders.com owned and operated by MarketRiders. This policy does not apply to the practices of companies that MarketRiders does not own or control. This Privacy Policy includes examples of the types of personal information we collect and the kinds of companies with whom we share such information. These examples are illustrative and should not be considered a complete inventory of our information collection, use and sharing practices. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information. We will comply with applicable state laws that may restrict the types of information we may disclose about you or require us to provide you with additional notices.

MarketRiders has been awarded TRUSTe's Privacy Seal signifying that this privacy policy and practices have been reviewed by TRUSTe for compliance with TRUSTe's program requirements including transparency, accountability and choice regarding the collection and use of your personal information. The TRUSTe program does not cover information that may be collected through downloadable software. The TRUSTe program covers only information that is collected through this Web site, http://www.marketriders.com.

TRUSTe's mission, as an independent third party, is to accelerate online trust among consumers and organizations globally through its leading privacy trustmark and innovative trust solutions. If you have questions or complaints regarding our privacy policy or practices, please contact us at . If you are not satisfied with our response you can contact TRUSTe here.

Information We Gather and How We Use It

We collect certain information from you in order to provide you with the most interesting and useful Web site possible.

We use your IP address to identify you, to gather demographic information that helps us understand how you and our other customers use our Web site, and to administer our Web site.

Our registration form requires you to give us contact information (like your name, phone number and email address), demographic information (like your zip code and occupation) and profile information (like your investment experience). We use your contact information to contact you about the services on our site, in which you have expressed interest, to send you newsletters from MarketRiders. You may opt-out of receiving these types of communications at any time, please see our "Choice/Opt-out" Section below. We also collect your credit card number and expiration date. We use this information to bill you for the services you have signed up for.

We may conduct or sponsor surveys and contests on our Web site. If you elect to participate, we may ask you for contact, demographic and other information as part of these offerings. We would use this information to analyze and report on the results of surveys, to provide you with the results of the surveys and contests. Participation in surveys and contests is completely voluntary.


If you choose to use our referral service to invite a friend to our site, we will ask you for your friend's name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. MarketRiders stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program.

Your friend may contact us at to request that we remove this information from our database.

Import Contacts

You can import contacts from your Outlook or other email account address book to invite them to become members of our site. We collect the username and password for the email account you wish to import your contacts from and will only use it for that purpose.

Information We May Disclose

MarketRiders does not share, sell, rent or trade personal information about you with third parties other than as described within this privacy policy.

We currently do not have advertisers, but if we do, we would share demographic, profile and other general information about you and our other customers with our advertisers on an aggregate basis. This means that we may tell our advertisers general information about the characteristics of our customer base such as how many visitors and registered users we have within a certain postal code, but we do not specifically identify a particular visitor or provide his or her contact information to our advertisers.

Disclosures Permitted by Law

We provide the information (such as your name, email address, mailing address and credit card information) on a confidential basis to nonaffiliated companies we engage as contractors or agents to perform services for us, such as maintaining software, sending direct mail, credit card processing, and Paypal.. Information will be shared with such contractors only to the extent reasonably necessary for them to perform services on our behalf, and pursuant to confidentiality obligations;

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.

If we are acquired by or merged with another company. In this event, MarketRiders will notify you before information about you is transferred and becomes subject to a different privacy policy.

Disclosures for Joint Marketing and Servicing

MarketRiders may disclose all the information we collect as described above to other companies such as direct marketers to perform marketing services on our behalf, or to financial institutions, such as banks, insurance companies and securities broker-dealers, with whom we have joint marketing agreements.

Tracking Technologies

Technologies such as: cookies, beacons, tags and scripts are used by MarketRiders and our affiliates, analytics tools, and customer support tools. These technologies are used in analyzing trends, administering the site, tracking users' movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

We use cookies to remember users' settings, for authentication, and to customize the site for each user's experience. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.

Behavioral Targeting / Re-Targeting

We partner with a third party to either display advertising on our Web site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of being served ads. You will continue to receive generic ads.

Log Files

As is true of most web sites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.

We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you and tailor site functionality.

Local Storage Objects (Flash/HTML5)

Third parties with whom we partner to provide certain features on our site or to display advertising based upon your Web browsing activity use LSOs such as HTML 5 or Flash to collect and store information.

Various browsers may offer their own management tools for removing HTML5 LSOs. To manage Flash LSOs please click here.


We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference on the registration form.

If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication, by logging into your my account section of the site under email and newsletter preferences, sending a letter to us at 1 McBride and Son Center Dr. Suite 288 Chesterfield, MO 63005, or by emailing us at . We offer an opportunity to opt-out of certain communications within the My Account section of the site or you may contact us at 866-990-ETFS to opt-out.

You will be notified when your personally identifiable information is collected by any third party who is not our agent/service provider, so you can make an informed choice as to whether or not to share your information with that party.


The security of your personal information is important to us. When you enter sensitive information (such as credit card number and/or social security number, national ID, personal health information) on our registration or order forms, we encrypt that information using secure socket layer technology (SSL). To learn more about SSL, follow this link.

We follow generally accepted industry standards to protect the personally identifiable information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Links to Other Web Sites

If you click on a link to a third party site, you will leave the www.marketriders.com site you are visiting and go to the site you selected. Because we cannot control the activities of third parties, we cannot accept responsibility for any use of your personally identifiable information by such third parties, and we cannot guarantee that they will adhere to the same privacy practices as www.marketriders.com. We encourage you to review the privacy statements of any other service provider from whom you request services. If you visit a third party website that is linked to a www.marketriders.com site, you should read that site's privacy statement before providing any personally identifiable information.

Social Media Widgets

Our Web site includes Social Media Features, such as the Facebook Like button [and Widgets, such as the Share this button or interactive mini-programs that run on our site]. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.

Correcting and Updating Information

If your personally identifiable information changes, or if you no longer desire our service, you may correct, delete inaccuracies, or update it by emailing our Customer Support at or by contacting us by telephone or postal mail at the contact information listed on our website.

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Changes in this Privacy Statement

If we decide to change our privacy policy, we will post those changes to this privacy statement, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page prior to the change becoming effective.

Contact Us

MarketRiders, Inc.
1 McBride and Son Center Dr.
Suite 288
Chesterfield, MO 63005
Toll free: 1-866-990-3837
Email us