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Investment Advisor

Administrative Info

Transferring Assets

Asset Transfer Policy

Charles Schwab Institutional serves as custodian for MarketRiders Clients. We will supply you with all documentation required to establish accounts and transfer your assets to Charles Schwab. Most stocks, bonds and cash will transfer directly into your Charles Schwab account. Old securities will be liquidated to develop your new account strategy. MarketRiders has established a low commission rate through Schwab so selling current securities will be easy, convenient and inexpensive.

There are some situations where proprietary mutual funds and limited partnerships are not transferable. Our operations team will inform you of these non-transferable securities and you will have to sell them through your current money manager before you can transfer the cash value.

Expect this entire process to take several weeks, depending upon the type and amount of securities you currently hold and the efficiency of your current asset custodian.

Low-Cost Basis Securities

If you have securities at a low cost basis for tax reasons, selling those securities may force you into a taxable situation as you'll now have a realized capital gain on record. We understand your tax concerns unfortunately, for legal reasons your portfolio cannot contain securities that will not be used in this investment strategy. If you would like to hold onto your low-cost basis securities or any others we will have those securities moved into a non-managed account.

If you decide to have non-managed assets, carefully weigh the benefits of that account versus a managed account, you may find that a less aggressive managed strategy may actually be more beneficial in the long run.

Non-managed accounts are not tracked by MarketRiders, nor do we consider those assets when making your investment decisions. Investors holding securities in a non-managed account are solely responsible for those assets.

Cash Policy

Cash deposits and securities transfers will automatically be invested into the managed account. If you don't want the money automatically invested, contact MarketRiders one day prior to the deposit and let us know you do not want it invested.

If you want to withdraw money from your accounts you can request an automatic cash transfer or an on-demand cash transfer. Automatic withdrawals can be deposited directly into a bank checking account or another Schwab account. Bank transfers are done at no charge with the Schwab MoneyLink system, but there is a one time set up fee. On-demand transfers can take five business days from your first notice to MarketRiders. If you prefer, traditional paper checks can be sent by mail.

Schwab MoneyLink Transfers

Using Schwab MoneyLink to transfer money to your bank checking account couldn't be any easier and it's free after the one time set up fee. With MoneyLink you can arrange for automatic monthly or quarterly payments or you can arrange for lump sum payments by contacting MarketRiders. There is a delay in on demand transfers of about five business days as cash needs to be raised before disbursement.

Statements and Reports

Schwab Statements and Reports

With Charles Schwab Institutional serving as the custodian of Client accounts you will get monthly statements with detailed information on your current positions and valuations. When MarketRiders performs a trade in your account you'll also be sent notification. And at the end of the year Schwab will send you a 1099 and/or trade reconciliation statement for tax purposes.

If you'd like more immediate access to your accounts, the Schwab Alliance website lets you preview and print daily on demand reports.

In cases where a third party, trustee, or financial planner is involved you can arrange to have duplicate statements sent to them directly as well.

MarketRiders Reports

Each month, Clients receive via email, an approximate account valuation with unrealized gains and losses, a billing statement that shows the calculation of our quarterly management fee and a performance report. Clients can also log into their MarketRiders account and look at the performance of each asset class over various periods of time.

Each year clients are sent a realized gain/loss statement to assist with tax preparation which can also be obtained from the Schwab Alliance website. If you need help with your taxes, please consult your tax adviser.

Due to U.S. Securities and Exchange Commission (SEC) regulations, all investment advisors need to offer their clients annual ADV forms, Privacy Statements, and a Code of Ethics statement. These items are available on the internet and you will receive information on how to access this information. If you'd prefer, we can send this information via traditional mail.

Legal Disclosure

MarketRiders is registered with and regulated by the SEC, which requires that all clients or potential clients have access to a copy of Form ADV Part II upon request. This form highlights pertinent information regarding MarketRiders business methods, fees, professional qualifications and other specifics about the way the company is managed.

MarketRiders, Inc. Form ADV Part I
Form ADV Part I is an SEC filing which outlines the basic business structure of MarketRiders and details our legal registration. The SEC website has Form ADV Part I on file so you can view or print it at your convenience.

MarketRiders Form ADV Part II
The SEC website also keeps Form ADV Part II on file which gives you company backgrounds and principals, fees, business practices, outside interests and additional information.

Privacy Statement
MarketRiders believes strongly in client privacy. We comply with SEC requirements that demand we provide clients with annual statements outlining their privacy rights and our policies and restrictions. This statement is also available for review or printing from the SEC website.