financial planning

Five Signs You Really Need Financial Planning

Financial planning is one of those tremendously off-putting topics, at least for some. If you don’t already find budgeting and investing interesting, it sounds like drudge work. Yet you should … Read more

Posted on July 3, 2013 by
risky etfs

Three Risky ETFs: Protect Yourself Now

A lot of ink has been spilled over the past few weeks about risky ETFs. It’s turning into a branding problem, since most people associate exchange-traded funds with lower, not higher, risk. … Read more

Posted on July 2, 2013 by
what is an etf

What Is An ETF? Three Simple Answers

An extraordinary number of retirement investors find themselves asking “What is an ETF?” Extraordinary because many of them are investors in these funds, whether they realize it or not. An … Read more

Posted on June 28, 2013 by
investment management

Investment Management In Retirement

Investment management is a complex business, sometimes unnecessarily so. Like any sector of the economy, it has entrenched interests who gain from keeping the mystique level high and barriers to … Read more

Posted on June 26, 2013 by
Social Security

Will Social Security Be Your Only Hope?

It is working Americans’ greatest fear: Being dependent on meager Social Security benefits in old age. A surprisingly large number of people will be in that position — a median … Read more

Posted on June 21, 2013 by
safe investments

Three Safe Investments, Now Turned High Risk

If you’re like most folks, you want two things from your money: For it to increase, and bring you no surprises in the process. In effect, most people really want … Read more

Posted on June 12, 2013 by
managed IRA

Is a Managed IRA Right for You?

The financial press has picked up on the idea of managed IRA accounts, and with good reason: Retirement savers have paid far too much for too long and often buy the wrong … Read more

Posted on June 7, 2013 by
madoff

The Problem Isn’t Madoff, It’s You

Bernard Madoff lulled thousands of investors into complacency while he ran a massive Ponzi scheme with their money. Now he’s in jail. Recently, he spoke on why and how people … Read more

Posted on June 7, 2013 by
pension plans

Pension Plans Beat 401(k) Savers Silly — Here’s Why

If you were aiming to save enough money to retire, really retire, and feel secure in your old age, are traditional pension plans better? Sure, but not for the reason … Read more

Posted on June 3, 2013 by

Inflation Risk: 87 Is the New 65

How long will you live? It’s an increasingly important question to consider, especially for retirement investors worried about inflation risk. Researchers made waves in the news last week by arguing … Read more

Posted on March 1, 2013 by