Blog - How To Become A Better Investor

Take A Tour

How To Become A Better Investor Newsletter
Sign up for our free weekly newsletter to receive valuable insights and articles about retirement investing -- the MarketRiders way.



Category Archives: Benefits of Asset Allocation


Confessions of a Former Stockaholic

Several years ago, our firm retained Miller McMillian, a copywriter, to help us with our website.  Little did we know, he began investing using the methods we’ve been espousing in our newsletters and blogs.  He asked if he could share his experiences. First of all, I am not a professional stock picker. I am an [...]

Share

Should You Use Currencies to Diversify?

Whether it’s the ancient Greeks quipping about moderation in all things or a mom telling her kids to eat their vegetables and not just Otter Pops, diversification in life is broadly understood to be a wise principle. It’s especially true when it comes to investing. Asset allocation is often cited as principle number one, accounting [...]

Share

How to Inflation Proof Your Portfolio With ETFs

Inflation is a sneaky pickpocket that slinks into your wallet in the form of higher prices on food, gas and other necessities, quietly robbing you of wealth. It’s the invisible tax or the hole in your water bucket. Because of this, investors are becoming increasingly attentive to the evolving inflation story. What many investors don’t [...]

Share

Our Conspiracy Theory

Have you ever met the crazy conspiracy theorist who is convinced that a well-executed and malevolent plot lurks behind most events? These were the people whose eyes bugged-out during Y2K, who are convinced that Apollo 11 never landed on the moon, that the World Trade Center was actually blown up by the United States to [...]

Share

Why 1 Billion IQ Points Know More Than You

“Nobody knows nothing” is a statement made by screenwriter William Goldman about the movie business. He meant that even after making movies for more than 100 years, no one actually knows exactly how to make a successful movie. Sometimes sure things bomb. Sometimes long shots win big. The investment business is like the movie business.  [...]

Share

ETF Basics: Invest Globally, but Cautiously

Not all foreign stock investments are created equal. A few weeks ago, we wrote about owning stocks in companies based in emerging markets (Brazil, Russia, India, China) and the different types of risks and returns one can expect. The exciting growth in these countries also comes with a fair amount of risk, including governments with [...]

Share

Bond With Your Bonds

As an investment advisor it seems that we have a daily conversation with an investor who is running for the exit with whatever is getting trashed in the media.  Last April, it was European equities.  This month it has been bonds. The prognosticators have spoken, and apparently the news has finally leaked out to the masses: [...]

Share

How To Own Real Estate Without Fixing Toilets

Nearly every retirement portfolio should contain real estate holdings. Sophisticated investors hold diversified real estate portfolios that can include portions of office buildings, apartments, industrial warehouses, retail centers, and shopping malls both in the United States and internationally. Owning real estate has its own set of risks and benefits. A property that is well-located and [...]

Share

Where Portfolio Returns Really Come From

Here is a shocking fact: Asset allocation, the idea of spreading one’s money into different buckets or asset classes, accounts for 90% of a portfolio’s return over time. This leaves a paltry 10% of performance tied to security selection and market timing. Think of how radical this fact actually is. When you turn on CNBC or [...]

Share

The big drop – did you yawn or did you freak?

On May 6th of last week, the markets shocked the world with a never-seen-before event – a 1000-point drop in a mere sixteen short minutes. During those brief moments and the hours following, financial programs on TV and radio featured pundits whose heads were spinning while seeking to comprehend how 10% of the market’s value [...]

Share