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Category Archives: Asset Classes


A Great Investing TIP

U.S. investors seem fixated on the S&P 500 and the Dow, as if they’re the only indicators that matter, when discussing the stock market. “Oh boy, the Dow was down over 300 today!” is a common refrain. But investing is not a one-horse race; there are many other asset classes that are of interest. In [...]

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How to Inflation Proof Your Portfolio With ETFs

Inflation is a sneaky pickpocket that slinks into your wallet in the form of higher prices on food, gas and other necessities, quietly robbing you of wealth. It’s the invisible tax or the hole in your water bucket. Because of this, investors are becoming increasingly attentive to the evolving inflation story. What many investors don’t [...]

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Why You Should Buy U.S. Treasuries

When PIMCO Total Return (symbol PTTAX), the largest bond fund in the world, not only sells, but shorts—or bets against—treasuries, it is as if Moses has descended with tablets and has a frown on his face. True to herd mentality, large bond funds like the Loomis Sayles Bond Fund (LSBDX), and Templeton Global Bond Fund (TGBAX) have liquidated [...]

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How To Build Your Own Energy Portfolio

Oil prices recently broke $100 a barrel and the stock market tanked. Last week, Federal Reserve Chair Ben Bernanke proclaimed that increasing commodity prices could negatively impact the U.S. recovery. Moments like this are instructive for observing our own emotional schizophrenia. On one hand, our greed glands are pumping, and we want to get in [...]

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ETF Basics: Invest Globally, but Cautiously

Not all foreign stock investments are created equal. A few weeks ago, we wrote about owning stocks in companies based in emerging markets (Brazil, Russia, India, China) and the different types of risks and returns one can expect. The exciting growth in these countries also comes with a fair amount of risk, including governments with [...]

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Bond With Your Bonds

As an investment advisor it seems that we have a daily conversation with an investor who is running for the exit with whatever is getting trashed in the media.  Last April, it was European equities.  This month it has been bonds. The prognosticators have spoken, and apparently the news has finally leaked out to the masses: [...]

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How To Own Real Estate Without Fixing Toilets

Nearly every retirement portfolio should contain real estate holdings. Sophisticated investors hold diversified real estate portfolios that can include portions of office buildings, apartments, industrial warehouses, retail centers, and shopping malls both in the United States and internationally. Owning real estate has its own set of risks and benefits. A property that is well-located and [...]

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ETF Basics: How to Invest in Commodities

Commodities are one asset class that has recently become acceptable to most financial advisers as part of a globally diversified portfolio. A large number of the most controversial exchange-traded funds invest in commodities. Most commodities ETFs do not perform as advertised. That’s why it’s important to know how we select ETFs for commodities and which [...]

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ETF Basics: How to Invest in Emerging Markets

All MarketRiders portfolios include exposure to emerging market stocks.  We want to explain more about this asset class.  Stocks in companies in the 20 or so nations included in the popular MSCI Emerging Markets index are dominated by Asia (predominantly Taiwan and Korea) at more than 50 percent, Latin America (20 percent), Africa and the [...]

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Diversification Found with Multiple Asset Classes

Of the ’7 mistakes fund investors make most’ revealed in Chuck Jaffe’s recent article in MoneyWatch, focusing too much on a fund, and not enough on the portfolio, brings to light the importance of differing asset classes in one’s portfolio. “Finding good funds isn’t that hard; putting them together in an effective, low-maintenance, diversified portfolio is a lot more [...]

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