Did You Beat The Market in 2011?

When building a retirement portfolio consisting of funds, investors have two basic choices: give your money to a mutual fund, pay high fees and hope they “beat the market” (called “active” investing) or buy low cost index funds or exchange traded funds (ETFs) that simply own all of the stocks or bonds in a given group (called “passive” investing). Active investing can be 6-8 times m... Read More

Is It Time To Sell Your Stocks and Run For Cover?

When it comes to investing, it’s hard to know who to follow these days. Since September of 2009 the Vanguard Total U.S. Stock Fund index (VTSMX), is up 33.4%. The DOW is approaching 12,900, reaching a post crash high while so much of the debt crisis remains unresolved in Europe as well as here at home. China’s economy is slo... Read More

Preparing For Market Panic

“In the short run, the market is a voting machine, but in the long run, it is a weighing machine.” This quote from Benjamin Graham means that over a long period of time, investors will analyze companies’ financials, competitive strengths, and management and accurately “weigh” what a company is worth. But in the short run, markets rise and fall, and investors ... Read More