In one of this week’s articles Wall Street Journal writer Jason Zweig, reports that an investor, Philip Eberlin reportedly put 80% of his assets in CDs and fixed annuities because: “I don’t have trust in Wall Street to help the small investor in any way, shape or form.”
Who or what is this bad, ugly beast [...]
Monthly Archives: February 2010
How Wall Street Works And How To Protect Yourself
How Wall Street Works
The veil over how Wall Street works is slowly being lifted. Wall Street’s real mission isn’t to help you make what the markets return, rather it’s to keep your money in their control so they can use it to take some of those returns for themselves. No wonder Wall Street wages a constant propaganda machine to convince [...]
Rebalancing – How the Pros Make More Money Than You
We were honored that Rob Silverblatt at U.S. News & World Report listened to us and rigorously dug deep with us into the powerful secret of event based rebalancing over traditional quarterly or annual rebalancing. He questioned our numbers and assumptions and did a great job describing the issue. Finally someone is helping us make [...]
‘24′ Star Kiefer Sutherland Blows Up His Retirement Portfolio
The news about retirement portfolio investing this week has been a little light, so we start with the lighter side. Kiefer Sutherland’s misfortune is not funny, but we’ve watched our hero in “24″ defy the odds of multiple life and death situations. So it’s ironic that in real life, he too fell victim to an [...]
The Law of Compounding Makes Fees Quite Sizeable Over Time
Many do not flinch at paying 1-2% of their asset in fees to a financial advisor, but if one were to better understand the Law of Compounding one might look at 1-2% differently. The Law of Compound Returns is a force of nature. Simply put, the Law of Compound Returns says money left alone creates more money. [...]
Investing on the Cheap with Exchange Traded Funds
In a recent USA Today article, Exchange traded funds are a low-cost way to build portfolio, John Waggoner does a great job of outlining the benefits of ETFs, advising what to steer clear of and provides sound model portfolios.
“one of the biggest advantages of ETFs is cost. Many ETFs charge 0.5% a year or less in [...]

